Retirement Services

By far the number one goal for investing is retirement. With increased longevity and the unstable outlook for govermnet retirement funding, more than ever clients have to consider how to fund their retirement.

One of the pressing questions most people will face is Will I Have Enough Money For Retirement? When you consider that at age 65, the average life expectancy is between 15 and 20 years. You need investments that can give you income and grow to keep up with inflation.

Retirement Services

The life expectancies that you usually read about are life expectancies at birth. The current U.S. life expectancy is 77.5 years. This number takes the current rates of mortality at each age and figures out where the average is. Deaths at young ages impact life expectancy averages much more than older deaths. If a person dies at 18, that is 59.5 years lost. A person dying at age 70 only loses 7.5 years. Young deaths impact life expectancy at birth statistics. If you can reduce your risk to some of the most common causes of death of young people, such as car accidents, you can significantly beat this number.

Life Expectancy at 65:
As people age, their life expectancy actually increases. Each year you live means that you have survived all sorts of potential causes of death. If you were born in 1942, your life expectancy at birth was about 68 years. But the good news is that you didn’t die of infectious diseases when young, car accidents, or anything else. The average 65-year-old today can expect to live another 18.4 years. So your life expectancy now is not the same as it was at your birth. It is 5.9 years longer than the current life expectancy figure (which is for people born in 2006) or 83.4 years.

Life Expectancy at 75:
The news just keeps getting better — if you make it to 75 your life expectancy increases to 86.8. You gain another 3.4 years. That means the average 75-year-old will live 9.3 years longer than the average child born in 2006. Sound like funny math? It’s not, it is one of those weird things that statistics does. So don’t be discouraged when you outlive the current average life expectancy at birth

At Capital Asset Management, we help you find the ideal retirement plans for you and structure your investments so you can retire comfortably.

We set up and help manage these plans.

* Rollover IRA
* Simple Plan
* Roth Conversion
* 401 K
* Individual 401k
* Company Pension Plans

Privacy Policy

Investment Advisory Services offered through SCF Investment Advisors, Inc., a Registered Investment Advisor.

Capital Asset Management, LLC and SCF Investment Advisors, Inc. do not offer tax or legal advice. Please consult your CPA or Attorney for more information.

Note: This content may contain privileged, proprietary, or otherwise confidential information. If you are not the intended recipient or otherwise believe that you have received this message in error, please notify the sender immediately and delete the original from your computer. Any dissemination, distribution, copying, or other use of this message or any of its content by any person other than the intended recipient is strictly prohibited. Investment Advisory Services offered through SCF Investment Advisors, Inc., a SEC registered investment adviser. Warning: All email sent to or from the SCF Investment Advisors, Inc. email system is subject to archival, monitoring and/or review by SCF Investment Advisors, Inc. compliance personnel.

This website contains hyperlinks (or “links”) to other websites that are not associated with this site. Such unassociated websites may contain links to other unassociated sites as well. These links are provided as a convenience to you and to assist you in your search for information. We make no endorsement, express or implied, about any of these linked sites, and we are not responsible for materials posted or activities that occur on such linked sites, and do not review (1) content or advertisements posted on or (2) activities occurring on these linked sites. If you decide to link to any unassociated website, it is at your own risk. Because we are not associated with these linked websites, you should direct any concerns or problems you might have with any such site to that site’s administrator or webmaster.